The private advisory practice of Taylor McClean — an independent health and life insurance broker for individuals, families, and business owners building more than a business: a legacy worth protecting.
Coverage decisions are rarely about the policy itself. They are about the life it surrounds — the household, the parents, the small business, the year ahead, the legacy being quietly built. Taylor's work begins there.
Taylor McClean
Taylor McClean is an independent, nationally licensed health and life insurance broker serving clients across 29 U.S. states. The practice works most often with self-employed professionals, families navigating a life change, and business owners who think of their company as part of a larger personal plan.
Every engagement begins with listening: understanding the household, the care that matters, the protection already in place. From there, Taylor reviews coverage options across more than thirty top-rated carriers and walks clients through what they're looking at, in language that is honest and unhurried.
This is, very deliberately, not a call center or a marketing funnel. It is an advisory relationship — one conversation at a time.
Taylor's work centers on the categories of coverage most often misunderstood or under-considered. Plan availability varies by state and individual eligibility — every recommendation is reviewed in context, never sold off a shelf.
Marketplace and off-exchange health plans for self-employed professionals, families between employers, and households navigating a life change. Reviewed against the carriers and networks available in your state.
Thoughtful life coverage for partners, parents, business owners, and those quietly planning for the people they love. Term, whole, indexed universal, and final-expense options reviewed against your timeline and intent.
For founders, freelancers, and small teams: a calm review of group, individual, and tax-advantaged structures, plus key-person and buy-sell life strategies. Considered with attention to what is sustainable as the business grows.
Dental, vision, critical illness, accident, and short-term gap coverage — often the quiet layer beneath a primary plan. Considered as part of the whole, never sold in isolation.
Carrier participation varies by product line and state. Taylor is an independent broker and is not employed by any single carrier.
Independence and legitimacy should be checkable. The details below are intended to be confirmed through public regulatory channels before any conversation takes place. You are warmly encouraged to do exactly that.
You can search NPN 21731882 on the National Insurance Producer Registry (NIPR.com) and on your state's Department of Insurance public licensee database. Both will display active license status, resident state, authorized lines of authority, and the states in which Taylor is currently licensed to do business.
Independent means Taylor is not employed by, or contractually tied to, a single insurance carrier. Coverage is reviewed across 30+ carriers based on what fits the client's circumstances, not what a single company is selling that month.
No. There are no quotas, sales scripts, or follow-up call sequences here. If a review reveals that your current coverage is the right fit, you will be told exactly that. Some clients finish a review and make no changes at all — and that is a successful outcome.
Like nearly all licensed insurance brokers, Taylor is compensated through carrier commissions paid directly by the issuing insurance company when a policy is placed. Commission rates are set by the carrier and do not increase your premium. Compensation arrangements can be disclosed in writing on request.
Taylor is currently licensed in 29 U.S. states — listed in full under "Licensed in 29 States" on this page. If your state is not currently on that list, you will be told so honestly at the very beginning of a conversation.
The first review is a 45–60 minute conversation, by phone or video, in which Taylor learns about your situation and walks through the relevant categories of coverage. No paperwork is signed during the first conversation. Any next steps are entirely at your pace.
This practice focuses on under-65 health coverage, life insurance, and supplemental products. For Medicare planning, Taylor is happy to make a courtesy referral to a vetted Medicare-focused advisor.
No. Initial coverage reviews are complimentary. Taylor is compensated by the carrier only if and when a policy is placed — never by the client directly.
A calm, unhurried first conversation — by phone or video — to understand your household, what's already in place, and what may be worth reviewing. There is no obligation, and nothing is signed during the first conversation.